# 2020 Kia Optima S

- Price (advertised): $16,897
- Market price: $17,106
- Deal: Fair price, score 60/100, rank 2 of 6
- Condition: Used
- Mileage: 33,034 mi
- Model year: 2020
- Color: Passion Red
- Drivetrain: FWD
- VIN: 5XXGT4L38LG428985
- Photos: 30
- Dealer: Trophy Nissan, Mesquite, TX
- Dealer phone: (855) 983-7969
- Market: Dallas
- Data as of: 2026-11-13

## Why it ranks where it does

- Advertised at $16,897, $209 (1.2%) under its market price of $17,106.
- Market price is what a 2020 Kia Optima with 33,034 miles is advertised for around Dallas.
- 33,034 miles is below the 72,000 typical for its age.
- Ranked 2 of 6 comparable 2020 Kia Optima in Dallas, score 60 out of 100.

Price is the dealer's advertised price, before tax, title and registration. Confirm price and availability with the dealer.

## Safety and recalls

- NHTSA overall safety rating: 5 of 5
- Frontal crash: 5 of 5
- Side crash: 5 of 5
- Rollover: 5 of 5
- Recall campaigns issued for this model year: 0
- Owner complaints filed with NHTSA for this model year: 153
- A recall campaign covers the model year, not this one car. Check this car's VIN: https://www.nhtsa.gov/recalls?vin=5XXGT4L38LG428985

## Specs

- Engine: 2.4L 4-Cylinder
- Transmission: 6-Speed Automatic with Sportmatic
- Fuel: gas
- Stock number: PLG428985
- First listed: 2026-10-14

## Itemized price

- Trophy Price: $16,887
- Doc Fee: $225
- Price After Fees: $17,112
- Price history: 2026-10-14 $17,220, 2026-10-19 $17,086, 2026-10-26 $16,987, 2026-11-02 $17,114, 2026-11-11 $16,897, 2026-11-14 $17,112

## Real alternatives nearby

- Costs less: [2019 Kia Optima LX](https://carfinity.ai/car/2019-kia-optima-lx-ae46083da4e8/) at $15,118, 41,402 mi, rockwallhyundai.net
- Costs less: [2020 Kia Optima LX](https://carfinity.ai/car/2020-kia-optima-lx-9c71ddfeac73/) at $13,805, 83,069 mi, hileymazdafortworth.com
- A step up: [2020 Kia Optima EX](https://carfinity.ai/car/2020-kia-optima-ex-2603884780ec/) at $18,725, 35,980 mi, moritzkiahurst.com

- Page: https://carfinity.ai/car/2020-kia-optima-s-746feae9627b/
- See it on the dealer's site: https://carfinity.ai/go/746feae9627b
- More like it: https://carfinity.ai/used/kia-optima/dallas-tx/