# 2020 Kia Optima SE

- Price (advertised): $18,546
- Market price: $15,818
- Deal: Above market, score 18/100, rank 4 of 4
- Condition: Used
- Mileage: 39,353 mi
- Model year: 2020
- Color: Gravity Gray
- Drivetrain: Front-wheel Drive
- Original MSRP when new: $27,490
- VIN: 5XXGT4L35LG434954
- Photos: 0
- Dealer: Michigan City Hyundai, Michigan City, IN
- Dealer phone: (219) 878-1133
- Market: Chicago
- Data as of: 2026-11-13

## Why it ranks where it does

- Advertised at $18,546, $2,728 over its market price of $15,818.
- Market price is what a 2020 Kia Optima with 39,353 miles is advertised for around Chicago.
- 39,353 miles is below the 72,000 typical for its age.
- Ranked 4 of 4 comparable 2020 Kia Optima in Chicago, score 18 out of 100.

Price is the dealer's advertised price, before tax, title and registration. Confirm price and availability with the dealer.

## Safety and recalls

- NHTSA overall safety rating: 5 of 5
- Frontal crash: 5 of 5
- Side crash: 5 of 5
- Rollover: 5 of 5
- Recall campaigns issued for this model year: 0
- Owner complaints filed with NHTSA for this model year: 153
- A recall campaign covers the model year, not this one car. Check this car's VIN: https://www.nhtsa.gov/recalls?vin=5XXGT4L35LG434954

## Specs

- Engine: 2.4L 4-Cylinder
- Transmission: Automatic
- Fuel: gas
- Stock number: MH2479B
- First listed: 2026-10-31

## Itemized price

- Price: $18,284
- Doc Fee: $262
- Michigan City Price: $18,546
- Price history: 2026-10-31 $18,978, 2026-11-10 $18,546

## Window sticker

- Base MSRP: $26,390
- Carpeted Floor Mats: $135
- Destination: $965
- Total MSRP when new: $27,490

## Real alternatives nearby

- Costs less: [2018 Kia Optima EX](https://carfinity.ai/car/2018-kia-optima-ex-413b41e09d1f/) at $15,090, 64,657 mi, Castle Chrysler Dodge Jeep Ram Naperville
- Costs less: [2020 Kia Optima EX](https://carfinity.ai/car/2020-kia-optima-ex-289996e51409/) at $17,888, 46,027 mi, ahbuickgmc.com
- Costs less: [2016 Kia Optima EX](https://carfinity.ai/car/2016-kia-optima-ex-ad8c8703c81e/) at $15,902, 32,898 mi, packeywebbford.com

- Page: https://carfinity.ai/car/2020-kia-optima-se-6310731e73b7/
- See it on the dealer's site: https://carfinity.ai/go/6310731e73b7
- More like it: https://carfinity.ai/used/kia-optima/chicago-il/