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2025 Volvo XC40 B5 Plus Bright Theme

VIN YV4L12UE5S2599509 · Stock #P8220

$28,812
$418/moFinance with $5,760 down, 72 months, 5.9% example APR, tax inPrice details

Est. out the door $31,051

Plus $412 dealer document fee. With 6.25% IL sales tax (est.). Title and registration extra.

#1 of 11 comparable cars around Chicago. How it compares

Listed for saleGreat dealCertifiedPrice drop $2,546Listed 84 days agoCARFAX available on the dealer's site

Crystal White Pearl

Hybrid

2L 4-Cylinder

Automatic with Geartronic

All-Wheel Drive

SUV

22,979 miles

How it compares

Against the 11 comparable 2025 Volvo XC40 for sale around Chicago.

$3,178 (9.9%) under marketMarket price $31,990
Great deal: #1 of 11Score 77/100
22,979 milesAbove the 12,000 typical for its age
Price down $2,546It was $31,358 on Oct 3
Ranking: 2025 Volvo XC40, used

See all 11 ranked

Compared with every comparable car Carfinity read on dealer websites in this market. How we rank

Before you decide

Real cars nearby that may suit you better.

Change one thing

The closest real car for sale nearby with that one thing different.

Year20255 others
TrimB5 Plus Bright Theme5 others
ColorCrystal White Pearl4 others
DrivetrainAll-Wheel Drive2 others

Specs

Transmission
Automatic with Geartronic
Engine
2L 4-Cylinder
Drivetrain
All-Wheel Drive
Fuel
Hybrid
Body
SUV
Exterior
Crystal White Pearl

Safety and recalls

2025 Volvo XC40, from the US safety agency NHTSA.

Overall
★★★★★
Frontal crash
★★★★★
Side crash
★★★★★
Rollover
★★★★☆
2 recall campaigns issued for this model year
  • BACK OVER PREVENTION:SOFTWARE 2025-12-23

    Volvo Car USA, LLC (Volvo Car) is recalling certain 2021-2025 XC40, 2022 V90, 2022-2024 C40BEV, 2022-2025 S90, V90CC, XC60, 2023-2025 S60, V60, V60CC, XC90, and 2025 EC40, and EX40 vehicles. The rearview camera image may not display when the vehicle is placed

    Remedy: The software will be updated by a dealer or through an over-the-air (OTA) update, free of charge. Owner notification letters were mailed February 24, 2026. Owners may contact Volvo Car’s customer se

  • BACK OVER PREVENTION:SOFTWARE 2025-05-08

    Volvo Car USA, LLC (Volvo Car) is recalling certain 2021-2025 XC40, 2022 V90, 2022-2025 S90, V90CC, C40, XC60, 2023-2025 S60, V60, V60CC, XC90, and 2025 EC40 and EX40 vehicles. The rearview camera image may not display when the vehicle is placed in reverse. As

    Remedy: The software will be updated by a dealer or through an over-the-air (OTA) update, free of charge. Owner notification letters were mailed June 27, 2025. Owners may contact Volvo Car customer service at

A campaign covers the model year, not every car.

Is this exact car affected? NHTSA checks it by VIN and shows any recall that has not been repaired.

Check this car's recalls

Before you buy, ask the dealer to confirm in writing that every recall on this VIN is completed. A dealer cannot sell a new car with an open recall.

12 owner complaints filed with NHTSA
Unknown Or Other
5
Electrical System
3
Engine
3
Back Over Prevention: Sensing System: Ca
2
Involving a crash
1

Counts cover every 2025 XC40 on the road, so popular models have more.

Price details

Dealer document fee$412
Advertised price$28,812
All-in before tax$29,224
Est. out the door, with 6.25% IL sales tax$31,051

Dropped $2,546; last change November 10, 2026. Listed 84 days ago. Title and registration are extra. Tax is an estimate and varies by county.

Price history Down $2,546 since Oct 3

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2021 Volvo XC40 T5 Momentum67,232 mi · Used · AWD · Black$19,073est. $252/mo$2,865 under market (13.1%)BelowMarket $21,938Above
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2020 Volvo XC40 Momentum97,120 mi · Used · Onyx Black Metallic$14,995est. $198/mo$2,269 under market (13.1%)BelowMarket $17,264Above
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Est. out the door $15,932
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2023 Volvo XC40 Core75,141 mi · Used · AWD$19,988est. $264/mo$3,138 under market (13.6%)BelowMarket $23,126Above
Driven 21,500 mi a year, above averageOnly 3 years oldOak Lawn, IL
Est. out the door $21,237
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VIN YV4L12UE5S2599509 · Stock P8220. Price is the dealer's advertised price and excludes tax, title and registration. Payment estimates are on approved credit. Confirm price and availability with the dealer.

Estimate my payment

$418/mo72 months, 5.9% example APR, $5,760 down
Price with 6.25% IL sales tax and dealer fees
$31,051
Amount financed
$25,291

Estimate only, on approved credit. Title and registration are extra. Your rate depends on your credit and lender.

Price details

Dealer document fee$412
Advertised price$28,812
All-in before tax$29,224
Est. out the door, with 6.25% IL sales tax$31,051

Dropped $2,546; last change November 10, 2026. Listed 84 days ago. Title and registration are extra. Tax is an estimate and varies by county.

Price history

Down $2,546 since Oct 3

Advertised at $28,812 today. Listed 84 days ago.

Oct 3$31,358Now$28,812Oct 3Oct 23Nov 12
November 10, 2026
-$60 $28,811
November 7, 2026
-$595 $28,871
October 30, 2026
-$1,237 $29,466
October 21, 2026
-$555 $30,703
October 9, 2026
-$100 $31,258
October 3, 2026
$31,358

The dealer's advertised price, each time it changed.