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2026 Volvo XC40 Plus

VIN YV4L12UC2T2738236 · Stock #R3482

$32,987
$467/moFinance with $6,595 down, 72 months, 5.9% example APR, tax inPrice details

Est. out the door $34,834

With 5.6% AZ sales tax (est.). Title and registration extra.

#1 of 15 comparable cars around Phoenix. How it compares

Listed for saleGreat dealPrice drop $8,000Listed 41 days ago

WhiteB5 Plus interior

EPA est. 23 city / 30 hwy

Intercooled Turbo Gas/Electric I-4 2.0 L/120

8-Speed Automatic w/OD

AWD

SUV

10,865 miles

How it compares

Against the 15 comparable 2026 Volvo XC40 for sale around Phoenix.

$6,884 (17.3%) under marketMarket price $39,871
Great deal: #1 of 15Score 83/100
10,865 milesAbove the 6,000 typical for its age
Price down $8,000It was $40,987 on Oct 2
Ranking: 2026 Volvo XC40, used

See all 15 ranked

Compared with every comparable car Carfinity read on dealer websites in this market. How we rank

Before you decide

Real cars nearby that may suit you better.

Change one thing

The closest real car for sale nearby with that one thing different.

Specs

Transmission
8-Speed Automatic w/OD
Engine
Intercooled Turbo Gas/Electric I-4 2.0 L/120
Drivetrain
AWD
Fuel
Hybrid
City / hwy
23 / 30 MPG
Body
SUV
Exterior
White
Interior
B5 Plus

Safety and recalls

2026 Volvo XC40, from the US safety agency NHTSA.

Overall
★★★★★
Frontal crash
★★★★★
Side crash
★★★★★
Rollover
★★★★☆

No recall campaigns issued for this model year.

1 owner complaint filed with NHTSA
Vehicle Speed Control
1
Involving a crash
1

Counts cover every 2026 XC40 on the road, so popular models have more.

Price details

Advertised price$32,987
Est. out the door, with 5.6% AZ sales tax$34,834

Dropped $8,000; last change November 10, 2026. Listed 41 days ago. Title and registration are extra. Tax is an estimate and varies by county.

Price history Down $8,000 since Oct 2

Bell Road Mitsubishi

1901 E. Bell Road, Phoenix, AZ 85022 The store and its cars This car on bellroadmitsubishi.com

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Est. out the door $40,654
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Est. out the door $38,468
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2022 Volvo XC40 Momentum32,828 mi · Used · AWD · Gray Metallic$25,697est. $340/mo$4,373 under market (14.5%)BelowMarket $30,070Above
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Est. out the door $27,136
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2025 Volvo XC40 Plus Dark Theme12,421 mi · Used · AWD · Onyx Black Metallic$33,416est. $442/mo$4,578 under market (12%)BelowMarket $37,994Above
Driven 8,300 mi a year, below averageOnly 1 year oldFew comparable cars: 1Peoria, AZ
Est. out the door $35,287
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2024 Volvo XC40 B5 Core27,708 mi · Used · AWD · Gray$26,898est. $356/mo$6,159 under market (18.6%)BelowMarket $33,057Above
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Est. out the door $28,404
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2021 Volvo XC40 Momentum78,620 mi · Used · AWD · Black$16,198est. $214/mo$2,135 under market (11.6%)BelowMarket $18,333Above
Driven 14,300 mi a year, about averageFew comparable cars: 1Tempe, AZ
Est. out the door $17,105
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VIN YV4L12UC2T2738236 · Stock R3482. Price is the dealer's advertised price and excludes tax, title and registration. Payment estimates are on approved credit. Confirm price and availability with the dealer.

Estimate my payment

$467/mo72 months, 5.9% example APR, $6,595 down
Price with 5.6% AZ sales tax
$34,834
Amount financed
$28,239

Estimate only, on approved credit. Title and registration are extra. Your rate depends on your credit and lender.

Price details

Advertised price$32,987
Est. out the door, with 5.6% AZ sales tax$34,834

Dropped $8,000; last change November 10, 2026. Listed 41 days ago. Title and registration are extra. Tax is an estimate and varies by county.

Price history

Down $8,000 since Oct 2

Advertised at $32,987 today. Listed 41 days ago.

Oct 2$40,987Now$32,987Oct 2Oct 23Nov 12
November 10, 2026
-$1,677 $32,987
November 3, 2026
-$3,215 $34,664
October 27, 2026
-$107 $37,879
October 20, 2026
-$911 $37,986
October 7, 2026
-$2,090 $38,897
October 2, 2026
$40,987

The dealer's advertised price, each time it changed.