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2020 Kia Optima EX

VIN 5XXGU4L1XLG394947 · Stock #BP3925

$17,888
$262/moFinance with $3,580 down, 72 months, 5.9% example APR, tax inPrice details

Est. out the door $19,430

Plus $399 dealer document fee. With 6.25% IL sales tax (est.). Title and registration extra.

#3 of 4 comparable cars around Chicago. How it compares

Listed for saleAbove marketPrice drop $1,464Listed 57 days agoCARFAX available on the dealer's site

PurpleBlack interior

Gas

Gamma 1.6L I-4 direct injection, DOHC, CVVT variable valve c

Automatic

FWD

46,027 miles

5 seats

View it on ahbuickgmc.com
ahbuickgmc.com Dealer in Arlington Heights, IL

How it compares

Against the 4 comparable 2020 Kia Optima for sale around Chicago.

$1,598 over marketMarket price $16,290
Above market: #3 of 4Score 26/100
46,027 milesBelow the 72,000 typical for its age
Price down $1,464It was $19,352 on Sep 16
Ranking: 2020 Kia Optima, used

See all 4 ranked

Compared with every comparable car Carfinity read on dealer websites in this market. How we rank

Before you decide

Real cars nearby that may suit you better.

Change one thing

The closest real car for sale nearby with that one thing different.

Specs

Transmission
Automatic
Engine
Gamma 1.6L I-4 direct injection, DOHC, CVVT variable valve c
Drivetrain
FWD
Fuel
Gas
Seats
5
Exterior
Purple
Interior
Black

Safety and recalls

2020 Kia Optima, from the US safety agency NHTSA.

Overall
★★★★★
Frontal crash
★★★★★
Side crash
★★★★★
Rollover
★★★★★

No recall campaigns issued for this model year.

153 owner complaints filed with NHTSA
Engine
104
Power Train
27
Unknown Or Other
16
Electrical System
13
Involving a crash
6
Involving a fire
3

Counts cover every 2020 Optima on the road, so popular models have more.

Price details

Dealer document fee$399
Advertised price$17,888
All-in before tax$18,287
Est. out the door, with 6.25% IL sales tax$19,430

Dropped $1,464; last change November 12, 2026. Listed 57 days ago. Title and registration are extra. Tax is an estimate and varies by county.

Price history Down $1,464 since Sep 16

ahbuickgmc.com

777 W Dundee Rd, Arlington Heights, IL 60004 This car on ahbuickgmc.com

More at ahbuickgmc.com

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2016 Kia OPTIMA EX77,459 mi · Used · FWD · White$10,190est. $135/mo$1,736 under market (14.6%)BelowMarket $11,926Above
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Est. out the door $10,827
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2016 Kia Optima EX84,903 mi · Used · FWD · Ebony Black$9,836est. $130/mo$1,803 under market (15.5%)BelowMarket $11,639Above
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Est. out the door $10,451
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2012 Kia Optima EX111,669 mi · Used · FWD · Bright Silver$6,403est. $85/mo$1,052 under market (14.1%)BelowMarket $7,455Above
Driven 7,700 mi a year, below average14 years oldFew comparable cars: 1Streamwood, IL
Est. out the door $6,803
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2018 Kia OPTIMA73,337 mi · Used · FWD · SILVER$9,999est. $132/mo$2,934 under market (22.7%)BelowMarket $12,933Above
Driven 8,600 mi a year, below averageWest Chicago, IL
Est. out the door $10,624
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VIN 5XXGU4L1XLG394947 · Stock BP3925. Price is the dealer's advertised price and excludes tax, title and registration. Disclaimer: Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. Specifications, features, safety and warranty data are based on what is available as standard specs/features per trim level, for the de Payment estimates are on approved credit. Confirm price and availability with the dealer.

Estimate my payment

$262/mo72 months, 5.9% example APR, $3,580 down
Price with 6.25% IL sales tax and dealer fees
$19,430
Amount financed
$15,850

Estimate only, on approved credit. Title and registration are extra. Your rate depends on your credit and lender.

Price details

Dealer document fee$399
Advertised price$17,888
All-in before tax$18,287
Est. out the door, with 6.25% IL sales tax$19,430

Dropped $1,464; last change November 12, 2026. Listed 57 days ago. Title and registration are extra. Tax is an estimate and varies by county.

Price history

Down $1,464 since Sep 16

Advertised at $17,888 today. Listed 57 days ago.

Sep 16$19,352Now$17,888Sep 16Oct 15Nov 12
November 12, 2026
+$36 $17,888
November 11, 2026
-$500 $17,852
October 31, 2026
-$400 $18,352
October 20, 2026
-$100 $18,752
October 8, 2026
-$300 $18,852
September 27, 2026
-$200 $19,152
September 16, 2026
$19,352

The dealer's advertised price, each time it changed.