2020 Kia Optima LX2020 Kia Optima LX, photo 22020 Kia Optima LX, photo 32020 Kia Optima LX, photo 42020 Kia Optima LX, photo 5
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2020 Kia Optima LX

VIN 5XXGT4L34LG407311 · Stock #LG407311A · Listed 8 days ago

$13,017

Est. out the door $13,831

Price includes the dealer's fees. With 6.25% TX sales tax (est.). Title and registration extra.

est. $172/mo with $2,605 down, 72 moAdjust

#5 of 6 comparable cars around Dallas. How it compares

Listed for saleAbove market

Sparkling Silver

Gas

2.4L 4-Cylinder

Automatic

Front-wheel Drive

Sedan

97,624 miles

How it compares

Against the 6 comparable 2020 Kia Optima for sale around Dallas.

$862 over marketMarket price $12,155
Above market: #5 of 6Score 27/100
97,624 milesAbove the 72,000 typical for its age
Ranking: 2020 Kia Optima, used

See all 6 ranked

Compared with every comparable car Carfinity read on dealer websites in this market. How we rank

Before you decide

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Change one thing

The closest real car for sale nearby with that one thing different.

Specs

Transmission
Automatic
Engine
2.4L 4-Cylinder
Drivetrain
Front-wheel Drive
Fuel
Gas
Body
Sedan
Exterior
Sparkling Silver

Safety and recalls

2020 Kia Optima, from the US safety agency NHTSA.

Overall
★★★★★
Frontal crash
★★★★★
Side crash
★★★★★
Rollover
★★★★★

No recall campaigns issued for this model year.

153 owner complaints filed with NHTSA
Engine
104
Power Train
27
Unknown Or Other
16
Electrical System
13
Involving a crash
6
Involving a fire
3

Counts cover every 2020 Optima on the road, so popular models have more.

Your payment

$17272 mo · 5.9% example APR · $2,605 down

Estimate only. Payment shown before tax, title and registration, on approved credit. Your rate depends on your credit and lender.

Price details

Price$12,792
Doc Fee$225
Selling Price$13,017
Est. out the door, with 6.25% TX sales tax$13,831

Listed 8 days ago. Title and registration are extra. Tax is an estimate and varies by county.

Price history
November 12, 2026
$13,017
November 5, 2026
$13,216

Kia of Frisco

10220 TX-121, Frisco, TX 75035 The store and its cars This car on kiaoffrisco.com

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2016 Kia Optima LX83,632 mi · Used · FWD · Sparkling Silver$9,859est. $130/mo$1,390 under market (12.4%)BelowMarket $11,249Above
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Est. out the door $10,475
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2014 Kia Optima LX
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2014 Kia Optima LX45,932 mi · Used · FWD · Ebony Black$10,222est. $135/mo$2,515 under market (19.7%)BelowMarket $12,737Above
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Est. out the door $10,861
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2020 Kia Optima LX95,559 mi · Certified · FWD · Ebony Black$10,461est. $138/mo$1,890 under market (15.3%)BelowMarket $12,351Above
Driven 14,700 mi a year, about averageLewisville, TX
Est. out the door $11,115
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2019 Kia Optima LX156,477 mi · Used · FWD · Snow White Pearl$7,416est. $98/mo$844 under market (10.2%)BelowMarket $8,260Above
Driven 20,900 mi a year, above averageDallas, TX
Est. out the door $7,880
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VIN 5XXGT4L34LG407311 · Stock LG407311A. Price is the dealer's advertised price, including the fees shown, and excludes tax, title and registration. Internet Price includes a Dealer Processing Fee. Payment estimates are on approved credit. Confirm price and availability with the dealer.