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2020 Kia Optima S

VIN 5XXGT4L38LG428985 · Stock #PLG428985

$16,897
$245/moFinance with $3,380 down, 72 months, 5.9% example APR, tax inPrice details

Est. out the door $18,182

Price includes the dealer's fees. With 6.25% TX sales tax (est.). Title and registration extra.

#2 of 6 comparable cars around Dallas. How it compares

Listed for saleFair pricePrice drop $323Listed 30 days ago

Passion Red

Gas

2.4L 4-Cylinder

6-Speed Automatic with Sportmatic

FWD

Sedan

33,034 miles

View it on trophynissan.com

How it compares

Against the 6 comparable 2020 Kia Optima for sale around Dallas.

$209 (1.2%) under marketMarket price $17,106
Fair price: #2 of 6Score 60/100
33,034 milesBelow the 72,000 typical for its age
Price down $323It was $17,220 on Oct 14
Ranking: 2020 Kia Optima, used

See all 6 ranked

Compared with every comparable car Carfinity read on dealer websites in this market. How we rank

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Change one thing

The closest real car for sale nearby with that one thing different.

Specs

Transmission
6-Speed Automatic with Sportmatic
Engine
2.4L 4-Cylinder
Drivetrain
FWD
Fuel
Gas
Body
Sedan
Exterior
Passion Red

Safety and recalls

2020 Kia Optima, from the US safety agency NHTSA.

Overall
★★★★★
Frontal crash
★★★★★
Side crash
★★★★★
Rollover
★★★★★

No recall campaigns issued for this model year.

153 owner complaints filed with NHTSA
Engine
104
Power Train
27
Unknown Or Other
16
Electrical System
13
Involving a crash
6
Involving a fire
3

Counts cover every 2020 Optima on the road, so popular models have more.

Price details

Trophy Price$16,887
Doc Fee$225
Price After Fees$17,112
Est. out the door, with 6.25% TX sales tax$18,182

Dropped $323; last change November 11, 2026. Listed 30 days ago. Title and registration are extra. Tax is an estimate and varies by county.

Price history Down $323 since Oct 14

Trophy Nissan

5031 N. Galloway, Mesquite, TX 75150 The store and its cars This car on trophynissan.com

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Est. out the door $21,027
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Great deal#1 of 1
2016 Kia Optima LX83,632 mi · Used · FWD · Sparkling Silver$9,859est. $130/mo$1,390 under market (12.4%)BelowMarket $11,249Above
Driven 8,000 mi a year, below averageFew comparable cars: 1Carrollton, TX
Est. out the door $10,475
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2014 Kia Optima LX
1 / 5
Great deal#1 of 1
2014 Kia Optima LX45,932 mi · Used · FWD · Ebony Black$10,222est. $135/mo$2,515 under market (19.7%)BelowMarket $12,737Above
Driven 3,700 mi a year, below average12 years oldFew comparable cars: 1Hurst, TX
Est. out the door $10,861
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Great deal#1 of 6
2020 Kia Optima LX95,559 mi · Certified · FWD · Ebony Black$10,461est. $138/mo$1,890 under market (15.3%)BelowMarket $12,351Above
Driven 14,700 mi a year, about averageLewisville, TX
Est. out the door $11,115
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Great deal#1 of 9
2019 Kia Optima LX156,477 mi · Used · FWD · Snow White Pearl$7,416est. $98/mo$844 under market (10.2%)BelowMarket $8,260Above
Driven 20,900 mi a year, above averageDallas, TX
Est. out the door $7,880
See this car

VIN 5XXGT4L38LG428985 · Stock PLG428985. Price is the dealer's advertised price, including the fees shown, and excludes tax, title and registration. Internet Price includes a Dealer Processing Fee. Payment estimates are on approved credit. Confirm price and availability with the dealer.

Estimate my payment

$245/mo72 months, 5.9% example APR, $3,380 down
Price with 6.25% TX sales tax and dealer fees
$18,182
Amount financed
$14,802

Estimate only, on approved credit. Title and registration are extra. Your rate depends on your credit and lender.

Price details

Trophy Price$16,887
Doc Fee$225
Price After Fees$17,112
Est. out the door, with 6.25% TX sales tax$18,182

Dropped $323; last change November 11, 2026. Listed 30 days ago. Title and registration are extra. Tax is an estimate and varies by county.

Price history

Down $323 since Oct 14

Advertised at $16,897 today. Listed 30 days ago.

Oct 14$17,220Now$16,897Oct 14Oct 29Nov 13
November 11, 2026
-$217 $16,897
November 2, 2026
+$127 $17,114
October 26, 2026
-$99 $16,987
October 19, 2026
-$134 $17,086
October 14, 2026
$17,220

The dealer's advertised price, each time it changed.